![]() Here is our Guide to Choosing the Correct Level of Hearing Protection. Hearing protection such as earplugs, and earmuffs can protect people from loud sounds. Knowing this can help prescribe what level of hearing protection (if any) they need throughout their shift, and identify if shift patterns or job rotations are required for example to reduce the length of time someone is exposed for. ![]() These are wearable personal sound exposure meters worn near the ear to measure exactly what decibel levels someone is exposed to and for how long. Instruments that can measure how long an individual has been exposed to noise for are called Noise Dosimeters. Note: Maximum exposure time halves with every increase of 3dB(A) – this is the exchange level used in Europe. Maximum Exposure Time (in an 8-hour working day/shift)Ĩ hours (Wearing hearing protection in the workplace is mandatory) The table below gives guidance on how long it is safe for someone to be exposed to different noise levels without wearing hearing protection. Maximum Recommended Noise Dose Exposure Levels Knowing the decibel level will help identify any noisy areas or machinery that requires hearing protection to be worn whilst in operation, as well as if anything needs sound enclosures or other noise control techniques need to be employed such as using noise-activated warning signs to zone areas. To measure decibel levels for the protection of peoples’ hearing an integrating sound level meter is required, such as the Pulsar Nova Model 44. A hearing test can tell if hearing loss is from noise or if it is from age as people who have noise-induced hearing loss have deafness at different frequencies when compared with those with age-related hearing loss. Hearing gets damaged because high noise exposure over a period of time can damage the delicate hair-like sensory cells in the ear (in the cochlea). After prolonged exposure to decibel levels above 80 dB(A) people can start to suffer from permanent hearing loss. Even a small increase in decibels has a large impact on how intense a sound is, for example – 90dB(A) is 10 times more intense than 80dB(A), where 80dB(A) is the Lower Exposure Action Value in most Health and Safety legislation. An increase of 3 dB(A) is a doubling of sound intensity, but it needs to be an increase of 10 dB in your decibel readings to be heard as double the level of noise by the ear. ![]() The decibel scale measures sound pressure level on a logarithmic scale (based on the power of 10) the human ear’s response to noise levels is also approximately logarithmic too. Most people will suffer some hearing damage at repeated exposure to levels over and above 85dB(A) or even acoustic shock (sudden hearing loss) at levels over 137dB(A). This sound is measured in units called Decibels (dB) which tell you how loud something is and if the noise is loud enough to cause damage to hearing. Noise is characterised as ‘unwanted sound’. The chart gives examples of how loud some of the common tools and objects we may see (and hear!) in our life are. ![]() Find out decibel levels of common noises like power tools, objects and places with our decibel chart. ![]()
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![]() Coaxial cables can carry data faster than copper wires. ![]() Cable – This type of internet connection uses coaxial cables (the same ones as cable TV) and is known to have high-speed capabilities.This can pose a problem for gamers and people who upload large files. Typically, download speeds are faster than upload. This is pretty common among internet service providers. ADSL – Asymmetric Direct Subscribe Line is the same as a DSL connection, except it focuses on fast download speeds instead of upload speeds.It’s faster than dial-up but caps out at about 3 Mbps. DSL – Digital Subscriber Line uses copper wires (similar to phone lines) which can accommodate a broadband connection.Dial-up continues to be increasingly uncommon. This makes it the slowest internet connection. Dial-up – Dial-up uses a phone line connection, which means there’s no broadband connection.You’re more likely to receive DSL, fixed wireless or satellite service if you live in a more rural area, as fiber optic providers tend to only focus on deploying their services to higher-density areas. The fastest and most reliable connection type is fiber optic, but if fiber is not available in your area, then go with cable. However, these options are not all made equally. The most common options include fiber optic, cable, DSL, 5G, fixed wireless and satellite. In addition to choosing an internet plan, you also must consider your internet connection type. You could also add a Wi-Fi repeater or extender to improve internet signals for gaming devices further away from your router. Resetting or moving your router can boost and stabilize your signal. To make your internet faster at home, boost your Wi-Fi signal. It takes at least 25 Mbps for 4K streaming on your computer or Ultra HD-enabled devices. To stream videos, you’ll need at least 3 Mbps. For simpler computer programs (word processing, for example), you can get by with just 3–4 Mbps.įor lots of video conferencing, you’ll want to sit somewhere in the middle with at least 10 Mbps. If you frequently download and upload large files, you’ll want internet speeds of at least 50 Mbps. ![]() Working from home, you will want a plan of at least 100 Mbps. For consistently efficient gaming, 10–25 Mbps tend to be best. If you have multiple devices online at a time, you will need a faster plan.įor gamers, at a minimum, you need 4–8 Mbps for online gaming. Keep in mind that these are the speeds required for each device in your home. Your internet speed needs really depend on your usage. Understanding internet speeds by activity If each person in your household of four uses two devices at a time (a smartphone and a laptop, for example), consider a plan between 200 and 300 Mbps (300/8 = 37.5). However, if everyone in your household uses multiple devices simultaneously, you will want to consider a slightly faster plan. For instance, if you have a household of four people who only use one device at a time, a plan of around 100 Mbps will be best (100/4 = 25). You will want the result of that equation to be between 25 and 40 Mbps. Therefore, instead of following the FCC’s definition of high-speed internet, it is more useful to follow this rule of thumb for determining your internet speed needs:ĭivide the number of devices in your household by the speed plan you are considering. For now, 25 Mbps is a fairly outdated definition, especially when you apply this definition to households containing more than one person (which is most households). ![]() Currently, the FCC defines high-speed internet as 25 Mbps, but they are lobbying to increase that to 100 Mbps. ![]() ![]() ![]()
![]() ![]() Similar to VLC, GOM Player also supports many different media formats like AVI, MP4, MKV, FLV, WMV, MOV, DVD and Audio CD. You can install it on your Windows 11 PC using the guide given above, and let us know what you think of it in the comments section.The next best free media player for PC is GOM Player. If they were, we would say it is a major upgrade, since the older applications are no longer in tune with Windows 11, and may be the only antique apps left from the previous versions of the operating system.įurthermore, the new app centralizes your videos and your audio in one place. ![]() Since the new Media Player can now be installed on the stable Windows 11 channel, we believe Microsoft is ready to officially launch it soon. The new Media Player will now be removed from your computer. Then click Uninstall again when asked for confirmation.
![]() If you cancel a Wanna Get Away plus fare and end up with a flight credit, you can transfer that credit to another Rapid Rewards member. 6x points per $1 with Wanna Get Away fares. Wanna Get Away plus: This fare is similar to Wanna Get Away fares but it has some extra perks. It includes 2 free checked bags, complimentary drinks and snacks, a 6x fare earnings rate for Rapid Rewards members, and the option of flight credits. Wanna Get Away: As you can see above, Wanna Get Away is Southwest’s basic fare. There are 4 different types of Southwest Airlines fares. They also offer 3 additional fare rates with varying inclusions, for a total of 4 basic ticketing options: But unlike other carriers that give you just a bare bones seat and one personal item for that price, Southwest includes some great perks. Southwest still offers a cheap basic fare. Southwest Airlines is technically considered a Low-Cost Airline, but they do things a little differently than their low-cost competitors. ( source)ĭestinations: 101 (U.S., Puerto Rico, Mexico, Central America, & the Bahamas) Southwest Airlines’ purpose is to connect people to what’s important in their lives through friendly, reliable, and low-cost air travel. Want to know a bit more? In this post we’re answering questions such as: What types of fares are there on Southwest Airlines? How does Southwest’s boarding process work? What is the Southwest Companion Pass? Do I have to pay for bags on Southwest? And much more…Ĭategory: (World’s Largest) Low-Cost AirlineĪbout/Mission Statement: The mission of Southwest Airlines is: dedication to the highest quality of customer service delivered with a sense of warmth, friendliness, individual pride, and company spirit. Southwest offers some extremely low fares with the addition of standard perks like free checked bags, inflight refreshments, and award winning customer service. Terminal 2 has great options for dining or shopping.Southwest Airlines is the world’s largest low-cost carrier, and it’s no wonder they’re so popular. Make sure you arrive early enough to relax for a bit before your flight. Passengers are encouraged to take advantage of a new program called MSP RESERVE, which allows you to reserve a time at the security checkpoint - for free! Click here to learn more and reserve your spot. Both checkpoints are closed between 10 p.m. At least one of the two checkpoints will be open between 4 a.m. Contact your airline for hours or more information.Īt Terminal 2, security checkpoints are located on Level 2 one is located near the Orange Parking Ramp skyway and another near the Purple Ramp skyway. Some airlines also offer curbside check-in services in front of the terminal. Once you’ve arrived, you’ll need to check inĪt Terminal 2, you can purchase a ticket, obtain a boarding pass and check your luggage in the building’s Ticketing Lobby, located on Level 1. Hourly is designated for stays of a few hours, and Value is great if you’re leaving your car for a day or more. We have two covered parking ramps for you to choose from. If you are traveling by car, here are driving directions. Terminal 2 has many public transportation options if you’re not coming here by car. Terminal 1 has check-in and bag check services in the Ticketing Lobby, located on Level 2 off the upper roadway, one level above Baggage Claim.Īt least one of the two security checkpoints is always open on the Ticketing Level.Īt Terminal 2, you’ll find the following airlines: Once you’ve arrived, you’ll need to check in. ![]() Check out your options for pricing and convenience best suited to your needs. Some are better for picking up and dropping off, and others are great if you’re leaving your car longer. ![]() We have loads of covered parking ramps for you to choose from. Terminal 1 has many public transportation options if you’re not coming here by car. Terminal 1Īt Terminal 1, you’ll find the airlines below. Whether you’re a seasoned tourist or a first-time flyer, breezing through or looking for assistance, both terminals of the MSP airport are designed to make you feel happy and safe-from covered parking to top-tier dining and shopping. ![]() ![]() ![]() "In a dynamic sporting landscape where time and resources are crucial, Adobe's robust digital document solutions will enhance the operational backbone of the NWSL,” said NWSL Executive vice president of Partner Strategy Mitch Poll. ![]() “Together with the NWSL, we have a wonderful opportunity to reach new audiences for the women’s game with inspiring stories from the next wave of players who dare to dream.” “We’re excited for Adobe Acrobat to be the Official Digital Signature Platform of the NWSL as part of this year’s draft - a once-in-a-lifetime experience for these remarkable athletes as they move on to the next stage of their careers,” said Heather Freeland, chief brand officer, Adobe. Newly drafted players will move backstage and will be given a red pen powered by Adobe Acrobat to sign their name on a piece of glass, signaling to the world the start of their incredible journeys in women’s professional soccer. Adobe Acrobat - the global standard for consuming, creating, editing, and signing PDFs - will be highlighted during the draft as the Official Digital Signature Platform of the NWSL. Tonight, the 2024 NWSL Draft (5pm PT/8pm ET at the Anaheim Convention Center) will welcome the next generation of players to the premier women’s soccer league in the world. Last year, Adobe kicked off a multi-year partnership with the National Women’s Soccer League (NWSL) as the Official Creativity Partner of the NWSL, helping elevate player stories and inspire the next generation of fans and creators. Adobe Acrobat inspires productivity at the Speed of Sports as the Official Digital Signature Platform of the NWSL ![]() ![]() ![]() Does "good" corrupt (or redeem) "evil"? Or does he just want to defile her purity? He seems pleased when she pretends to have crossed over to the dark side. Why would that be? If he is drawn to her virtues then he can't be entirely evil. "Darkness" (Tim Curry with amazing makeup and head-gear) becomes smitten with Lili. This is kind of cloying with its garden gnomes and Disneyfied fairies, including a Tinkerbell floating light and drunken Irish elves: "Twas a tirrible sight for a sober mon!" Even the goblin soldiers are more like naughty children than anything else.Īnd yet: Lili's striking hellish dance with the cloaked phantom, a presentiment of her future self, is weirdly erotic, like something Powell & Pressburger would have tried in one of their opera or ballet fantasies of the 1940s. Her willfulness harms the unicorns (she just wanted to touch the horn - see where that leads?) and she must enter Darkness's fortress to try to make it up. She runs wild and hangs out with ragged forest-guy Jack (young Tom Cruise). ![]() What exactly Lili is innocent of is not very clear. Unicorns are attracted to "Innocence" so the goblin soldiers follow young Princess Lili and use her as unicorn bait. Evil demon "Darkness" wants to conquer "Light" but the sacred unicorns stand in his way. The plot is like a first effort from a teen girl who has just discovered elves and fairies. Almost all of it was done on a sound-stage without CGI. The air is filled with floating fluff and the people wear skin glitter. ![]() The magic forest settings are just boggling in their poster-art beauty. I had not seen this since it was in the theater and this was my first time with the director's cut and Jerry Goldsmith's score. Legend (1985), directed by Ridley Scott. ![]() ![]() ![]() However, you could pay as much as a couple hundred dollars each month for PMI, in addition to your principle and interest. The cost of PMI varies greatly, depending on the provider and the cost of your home. PMI protects the lender in case you default on the loan. Unless you come up with a 20 percent down payment or get a second mortgage loan, you will likely have to pay for private mortgage insurance. You would also pay off your loan in half the time, freeing up considerable resources. For example, for that same $200,000 house with a 4.33 percent interest rate, your monthly payment for a 15-year loan would be $1,512.67, but you would only pay $72,280.12 in interest. A shorter term can raise your monthly payment, but it decreases the total amount you pay over the life of the loan as the principal is paid off quicker and loans with a shorter duration typically have a lower interest rates. However, some loans are issues for shorter terms, such as 10, 15, 20 or 25 years. Loan TermĪ 30-year fixed-rate mortgage is the most common type of mortgage. Getting the best interest rate that you can will significantly decrease the amount you pay each month, as well as the total amount of interest you pay over the life of the loan. ![]() If your interest rate was only 1% higher, your payment would increase to $1,114.34, and you would pay $201,161.76 in interest. If you buy a home with a loan for $200,000 at 4.33 percent your monthly payment on a 30-year loan would be $993.27, and you would pay $157,576.91 in interest. The most significant factor affecting your monthly mortgage payment is the interest rate. Small Rate Changes Can Have a Big Impact on Your Budget It includes advanced features like amortization tables and the ability to calculate a loan including property taxes, homeowners insurance & property mortgage insurance.įor your convenience current Los Angeles mortgage rates are published underneath the calculator to help you make accurate calculations reflecting current market conditions. This tool allows you to calculate your monthly home loan payments, using various loan terms, interest rates, and loan amounts. How Much Will My Monthly Mortgage Payments Be? Maintenance can be a lumpy expense, though it is not uncommon to cost between 1% to 4% of the property price annually. Some homeowners need to pay monthly HOA fees as well. This is because you need to pay $1,088.02 toward the actual loan, plus $250.00 for real estate taxes and $125.00 toward insurance. If the value of your home is $312500.00, your property taxes $3,000.00 per year and your insurance is $1,500.00 per year, you can expect to make a total payment of $1,463.02. Even the value of your home will affect your payment.Īs an example, let's say you borrow $250000.00 for 30 years with an interest rate of 3.250%. Other factors also need to be taken into consideration, such as property taxes, homeowners insurance, and your PMI, all of which are included in your monthly house payment. Your payment varies depending on how much you borrow, the interest rate, and the length of your loan. Your Results in Plain English ( Switch to Financial Analysis) ![]() ![]() ![]() ![]() from Carrie Elle Super Cute Cash Envelope Templates – from Mommy Over Work Fun and feminine! You can get the floral cash envelopes here. This instant download includes 6 cute and colorful floral cash envelopes. Floral Cash Envelo pes – from The Incremental Mama Free Cash Envelope Templates with Trackers 5 Floral Cash Envelope Printables – from Carrie Elle Grab the simple cash envelope template here. It’s simply a basic vertical cash envelope that can be printed on colored, patterned, or white paper. from Inspired Budget Simple Cash Envelope Template – from The Incremental Mama Note: downloading requires signing up via email. These are super cute and simple cash envelopes that make for great basic starter set. Vertical Cash Envelope Template PDFs Free Cash Envelopes – from Inspired Budget Now for the fun part! Let’s dive into all these free (and fabulous) cash envelope template printables so you can reduce spending and stick to your budget. (For how to use a cash envelope for online purchases, check out the tips section near the end of this post.) 25+ Free Printable Cash Envelope Template However, if you find that you’re constantly dipping into both the miscellaneous and emergency fund, that’s a sign you need to revisit your budget or re-evaluate your spending. I recommend squirreling away a bit each month for each. ![]() While the emergency envelope covers when a true emergency pops up and you don’t want to dip into savings or use a credit card. Miscellaneous covers those little random things that rarely come up (like stamps). I highly recommend having both a Miscellaneous and Emergency envelope. While these may be slightly different for everyone, here’s some basic cash envelope categories to consider: So which categories will you want to make a cash envelope for? Basically, you’ll want an envelope for all variable expenses in your budget in which you could reasonably pay cash. Note that not ALL variable categories make sense to have a cash envelope.įore example, utilities (electric, water, gas, garbage) may vary but as they are generally paid online, it wouldn’t make sense to use a cash envelope. Next, make a different cash envelope for each variable category you’ll pay with cash. Step 3: Make Cash envelopes for each category You can even grab the free budgeting printables. Make sure that the sum of all expenses does not exceed the total income for the month.įor more details on creating a monthly budget, check out How to Create a Monthly Budget. Or rather, decide how much you’ll spend maximum in each variable expense category. Then, with that knowledge on hand, you’ll create your monthly budget. Which means calculating current expenses.ĭive into your online bank account and check out out the breadown of expenses to get an idea of your spending over the last year. To figure out how much to budget for each category, you’ve got to actually know what you’re currently spending. Here’s how you figure out how much cash to put in each envelope: While fixed expenses (like rent/mortgage, car payment, Netflix, phone bill etc.) come directly out of your account, you use cash for other expenses. Instead of making purchases with a debit or credit card, you use cash for all variable expenses that you run the risk of overspending.įor example, groceries, eating out, clothes, shoes, entertainment etc. It’s a simple cash-based system that makes it easier to spend less, stick to a budget, and take control of your finances. While popularized by Dave Ramsey, the cash envelope system has been around since there were both cash and envelopes. GET STARTED WITH CASH ENVELOPE TEMPLATES.Tip 4: Paying for multiple categories in 1 trip to the store.TIPS TO USE YOUR CASH ENVELOPE TEMPLATES.Simple Cash Envelope Tracker from The Incremental Mama.Spring Cash Envelope pdfs from My Stay at Home Adventures.Brush Dots Cash Envelope Printables – from The Incremental Mama.Simple Cash Envelopes from My Frugal Home.4 Cash Envelope Template – from A Cultivated Nest.Free Horizontal Cash Envelope Templates.Super Cute Cash Envelope Templates – from Mommy Over Work.5 Floral Cash Envelope Printables – from Carrie Elle.Free Cash Envelope Templates with Trackers.Floral Cash Envelopes – from The Incremental Mama.Simple Cash Envelope Template – from The Incremental Mama.Free Cash Envelopes – from Inspired Budget.25+ Free Printable Cash Envelope Template. ![]() ![]() ![]() Can you download YouTube video for free?ĪmoyShare Free YouTube Downloader is such a free tool you’ve been looking for. 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